EMPOWER YOUR FINANCIAL FUTURE

Join Tovu Sacco today and experience a new way of managing your finances. Save, borrow, and grow your wealth with our community-focused solutions.

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+50k

Joined by over 50,000 members

KES 5B+
Assets Under Management
50,000+
Active Members
Instant Access
1000 BOB Membership
Flexible Loan Amounts
Start a Business
Get the capital you need to start or expand your business venture
  • • Business loans up to 5M KES
  • • Flexible repayment terms
  • • Business advisory services
Buy Land
Invest in your future with our land purchase financing options
  • • Up to 80% financing
  • • Extended repayment periods
  • • Title deed processing support
Buy a Car
Get on the road with our competitive car financing solutions
  • • New and used car financing
  • • Competitive interest rates
  • • Quick approval process
Save for Education
Invest in knowledge with our education savings plans
  • • Special education savings accounts
  • • Higher interest rates
  • • Flexible withdrawal terms
Emergency Loans
Quick financial support for unexpected situations
  • • Rapid approval process
  • • Flexible repayment options
  • • Available 24/7
Home Renovation
Revamp your living space with our renovation financing options
  • • Up to 90% financing
  • • Quick approval and disbursement
  • • Support for various renovation projects

Goal Based Savings

Follow our proven process to achieve your financial goals

1. Be a Member

Join our growing community

2. Set Your Goal

Define your financial targets

3. Start Saving

Begin your savings journey

4. Top-Up by Tovu

Get boosted by our rewards

5. Celebrate Success

Achieve your financial goals

Why Choose Tovu Sacco

Experience the advantages of being part of our growing financial community

Competitive Interest Rates

Enjoy some of the best savings and loan rates in the market

Digital Banking

Access your account 24/7 through our modern digital platforms

Financial Education

Regular workshops and resources to improve your financial literacy

Quick Loan Processing

Get loan decisions within 24 hours of application

Flexible Savings Plans

Choose from various savings products to meet your goals

Member Dividends

Share in our success through annual dividend payments

Join the community of dreamers

When you become a member of Tovu SACCO, you're not just opening a savings account; you're joining a community of like-minded individuals who are all working towards a brighter future. Share your progress, learn from others, and be inspired by success stories from members who have achieved their goals with Tovu SACCO's support.

Our credit products

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Members supported

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Loans disbursed

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Presence in Major towns across Kenya

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Years of service

Download Our Mobile App

Experience the convenience of managing your Sacco account on the go. Access your accounts, make transactions, and track your savings goals anytime, anywhere with our secure mobile app.

Secure & Protected
Easy to Use
Tovu Sacco Mobile App

Unlock more with Tovu SACCO!

Our members can access up to 5x their savings, turning small steps into giant leaps towards their financial goals. Join us today and see how far your savings can take you!